How To Stop Debt Collectors from Calling.

Many consumers are behind in paying their bills?  And, many consumers are receiving calls from debt collectors.  Fortunately, the law says how and when they can do that.  For example, they can’t call before 8 a.m., after 9 p.m., or while you’re at work if the collector knows that your employer doesn’t approve of the calls.  Debt Collectors may not harass you or lie when they try to collect a debt.  And, if you ask them in writing to stop calling, they have to stop.

Debt Collectors must send you a written “validation notice” telling you how much money you owe within five days after they first contact you.  The notice must include the name of the creditor to whom you owe the money.

If you don’t want the collector to contact you again, ask for the collector’s mailing address and tell them – in writing – to stop contacting you.  Keep a copy of your letter for your files.  Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received.  Once the collector gets your letter, they are not allowed to contact you again.  Sending a letter to a debt collector you owe money to doesn’t get rid of the debt, but it should stop the contact.  The creditor or the debt collector still can sue you to collect the debt.

If this doesn’t work, contact me at 888-877-5103 or visit our website at www.ConsumerRightsOrlando.com.